Subscriptions on autopilot. Money straight to you.
Qiksy Pay turns the acquiring you already have into a complete subscription business: branded checkout with Apple Pay and Google Pay, instant license keys, automatic renewal reminders, affiliate tracking. Live in one evening — no code, no developers. We never hold your money.
- Real Qiksy Pay checkout
- Key issued on screen
- No real charge — test card
Your acquirer moves the money. Everything around the sale you still do by hand: who paid, whom to remind, whose key to send. Qiksy Pay is that missing layer — it runs the whole loop for you.
Live in three steps — no code review, no waiting.
Connect your mono
Paste your plata by mono token. That’s the whole setup — no PSP contract, no approval lottery, no waiting.
Add one checkout
Drop the Qiksy Pay button on any page. A buyer picks a plan, pays with card, Apple Pay or Google Pay — and sees their key on screen.
The loop runs itself
Keys are delivered, renewals reminded, partners credited — you get a Telegram ping and money on your own account (≈1.3% acquirer fee).
Stripe won’t take you. The rest take your money — or your months.
Stripe doesn’t serve Ukrainian merchants at all. Merchants-of-record hold your revenue and take 4–8%. Enterprise billing starts at $249/mo and has never heard of your acquirer. Here’s the honest matrix:
| Qiksy Pay | Paddle-type MoR | Chargebee-type billing | |
|---|---|---|---|
| Who holds your money | You — instantly, on your own account | They do; payouts weekly or monthly | Your gateway (no Ukrainian ones supported) |
| Cut of every sale | 0%. Flat $19–49/mo | 4–8% of every sale, forever | $249–299+/mo plus % over a cap |
| Will they even take you | Yes — built by a Ukrainian founder, for himself first | Often rejected (Paddle rejected our founder) | Sign-up yes; your local acquirer, no |
| Time to first sale | One evening, zero developers | Days of KYC + checkout migration | Weeks, with a finance team |
| Keys, renewals, reminder emails | Automatic, out of the box | You glue it together via API | Billing only — delivery is your problem |
| Affiliate commissions | Built in — every sale carries the ref | Separate paid add-on | Third-party integration |
| If the provider folds | You lose a dashboard, never revenue | Your revenue is stuck in their account | Billing dies mid-cycle |
We’re software, not a bank.
Every promise on this page follows from one design decision: Qiksy Pay never sits in the flow of your money.
Money never passes through us
Payments settle straight to your own acquiring account. We only ever see the webhook — there is no one between you and your revenue.
No new KYC, no approval lottery
Your acquirer already approved you. Qiksy Pay is a layer on top of that legal relationship, not a replacement for it.
Zero hostage risk
If Qiksy Pay vanished tomorrow, you’d lose the automation — not your money, clients or keys. Your data exports any time.
Refunds without a middleman holding your money.
A merchant-of-record like Paddle can refund a buyer because they’re sitting on your revenue — that’s the price of the 4–8% cut. Qiksy Pay flips it: your money is already on your own account, and you still refund in one click. The reversal goes out through your own acquirer, straight back to the buyer’s card — we only press the button and email the customer for you.
One click, from your admin
Open a sale, hit Refund. Full refund in a tap — no support ticket, no waiting on a provider who’s holding the funds.
Money leaves your account, not ours
The refund is a reversal through your own acquirer — the same rail that took the payment. Qiksy Pay never had the money to give back; you did.
The buyer is told automatically
They get an email the moment you refund: what came back, to which card, and that it’s on the way — so you’re not fielding “where’s my money?” messages.
A whole subscription stack, not just a pay button.
Everything below without a badge is live today, proven on real payments. Badged items ship to early-access merchants first.
On-site checkout
One tag on any site — a branded modal with your product, price and logo. Card, Apple Pay, Google Pay.
Keys delivered instantly
A license key or unlock hits the screen and the buyer’s inbox the second payment clears — even at 3am.
Renewals on autopilot
Reminders go out 30 / 7 / 1 days before the term ends and on lapse. Renewal is the same button. Nobody churns by forgetting.
Foreign buyers, no Stripe
They see $ or € on an English checkout; your currency lands on your account at your acquirer’s rate.
Affiliate program built in
Every sale remembers who brought the client; commissions compute themselves. Hand links to bloggers tomorrow.
Telegram sale pings
You hear about the money before your bank statement does.
Refunds you controlearly access
Something wrong? Refund a sale in one click from your admin — the money goes back to the buyer’s card from your own account and they’re emailed automatically. No ticket to a middleman.
Your admin, hostedearly access
Customers, subscriptions, revenue, partner sales — one screen, nothing to host or configure.
Payment links & QRearly access
Sell with no website at all: drop a link in your Instagram bio or Telegram channel — that’s your storefront.
Ready-made email templatesearly access
Customer emails you edit in the admin, not in code. Email + Telegram channels; WhatsApp on the roadmap.
You keep the money. We charge a flat fee — never a cut.
Card fees are your acquirer’s (~1.3%) and go to your acquirer. Qiksy Pay is a fixed subscription by how many active customers you bill — no percentage of your revenue, ever. At $5,000/mo of sales that’s hundreds of dollars a month cheaper than a 5% merchant-of-record.
- On-site checkout + keys
- Subscriptions & reminders
- Multi-currency
- Money straight to your account
billed yearly · two months free · no auto-renewal
- Everything in Starter
- Partner payouts & referral tracking
- Custom branding on checkout
- Priority support
billed yearly · two months free · no auto-renewal
- Everything in Growth
- Your region’s acquirer (Fondy, LiqPay…)
- White-label for agencies
- Onboarding & SLA
The card fee (~1.3%) is your acquirer’s and exists on every processor — that’s not us. What differs is the billing layer. Say you sell $5,000/mo. Here’s what the layer costs:
Paddle-type MoR · 5%
A cut of every sale, forever — it grows every month your revenue grows. And they hold the money until payout.
Stripe + Stripe Billing
2.9% + a 0.5% billing add-on — and you still build keys, reminders and affiliate yourself. (Not available to Ukrainian merchants anyway.)
Qiksy Pay
Your acquirer’s ~1.3% (~$65) + our flat $49 — and the money is already on your account. The flat fee never grows with your sales.
A percentage scales with your success; a flat fee doesn’t. The bigger you get, the more a cut costs you and the more Qiksy Pay saves you — while you keep custody of every hryvnia, dollar or euro.
How deep it embeds depends on your acquirer.
Qiksy Pay is a layer over the card acquirer you already have — so what’s possible is set by that bank, not by us. Every acquirer with a hosted page or API gets the reliable path: branded modal, redirect and subscriptions. Acquirers that expose embeddable card fields also allow them inline on your page. Live today on plata by mono — every other acquirer ships together with a regional partner, never before.
| Region | Acquirer | Card fee* | Checkout modes | Subs | Status |
|---|---|---|---|---|---|
| Ukraine | plata by mono | ~1.3% · 2% foreign | Modal · Redirect · Link | ✓ | Live now |
| Ukraine | Fondy | ~2.75% | Modal · Redirect · Inlinecard fields inline | ✓ | With a partner |
| Ukraine | LiqPay | ~2.75% | Modal · Redirect | ✓ | With a partner |
| EU · US · 40+ | Stripe | ~2.9% + fixed | Inline · Modal · Redirectcard fields inline | ✓ | With a partner |
| Europe | Mollie | ~1.8% + €0.25 | Modal · Redirect | ✓ | With a partner |
| Europe | Adyen | interchange++ | Inline · Modal · Redirectcard fields inline | ✓ | With a partner |
| Kazakhstan | Halyk ePay | ~2.5–3% | Modal · Redirect | ✓ | With a partner |
| Kazakhstan | Kaspi | ~1–2.5% | Redirect · QR | ✓ | With a partner |
| UAE | Network Int’l (N-Genius) | ~2.5–2.9% | Modal · Redirect | ✓ | With a partner |
| UAE | PayTabs | ~2.69% + fixed | Modal · Redirect · Link | ✓ | With a partner |
| India | Razorpay | ~2% · 0% UPI | Modal · Redirect · Link | ✓ | With a partner |
| Türkiye | iyzico | ~2.5–3% | Modal · Redirect | ✓ | With a partner |
* Card fees are typical rates set by the acquirer and go to the acquirer, not to us — they vary by your turnover and card type. Qiksy Pay always adds a flat fee on top, never a percentage.
Under the hood almost every acquirer is the same Visa/Mastercard rails behind a local name — a hosted page or an API. That’s the only thing Qiksy Pay needs to sit on top. The twelve above are mapped in detail; the same layer reaches the rest:
Don’t see your bank? If it has a hosted checkout or an API, Qiksy Pay can sit on top of it — tell us at [email protected] and it goes on the map with your region’s partner.
Sell Qiksy Pay in your region
Every country has the same gap: local acquirers without a billing layer. Partners bring the acquirer and the merchants — we bring the stack. Recurring commission on every merchant you sign; each new acquirer is added together with a regional partner, not “just in case”.
Start selling this evening.
Set it up once — then it sells, delivers, reminds and renews by itself, and every payment lands on your own account. Early access is open: price locked forever, hands-on onboarding, you shape the roadmap.