Subscriptions on autopilot. Money straight to you.
Qiksy Pay turns the acquiring you already have into a complete subscription business: branded checkout with Apple Pay and Google Pay, instant license keys, automatic renewal reminders, affiliate tracking. Live in one evening, with no code and no developers. We never hold your money.
- Real Qiksy Pay checkout
- Key issued on screen
- No real charge, test card
Your acquirer moves the money. Everything around the sale you still do by hand: who paid, whom to remind, whose key to send. Qiksy Pay is that missing layer: it runs the whole loop for you.
Live in three steps, with no code review and no waiting.
Connect your mono
Paste your plata by mono token. That’s the whole setup: no PSP contract, no approval lottery, no waiting.
Add one checkout
Drop the Qiksy Pay button on any page. A buyer picks a plan, pays with card, Apple Pay or Google Pay, and sees their key on screen.
The loop runs itself
Keys are delivered, renewals reminded, partners credited. You get a Telegram ping and money on your own account (≈1.3% acquirer fee).
Stripe won’t take you. The rest take your money, or your months.
Stripe doesn’t serve Ukrainian merchants at all. Merchants-of-record hold your revenue and take 4–8%. Enterprise billing starts at $249/mo and has never heard of your acquirer. Here’s the honest matrix:
| Qiksy Pay | Paddle-type MoR | Chargebee-type billing | |
|---|---|---|---|
| Who holds your money | You, instantly, on your own account | They do; payouts weekly or monthly | Your gateway (no Ukrainian ones supported) |
| Cut of every sale | 0%. Flat $19–49/mo | 4–8% of every sale, forever | $249–299+/mo plus % over a cap |
| Will they even take you | Yes. Built by a Ukrainian founder, for himself first | Often rejected (Paddle rejected our founder) | Sign-up yes; your local acquirer, no |
| Time to first sale | One evening, zero developers | Days of KYC + checkout migration | Weeks, with a finance team |
| Keys, renewals, reminder emails | Automatic, out of the box | You glue it together via API | Billing only; delivery is your problem |
| Affiliate commissions | Built in: every sale carries the ref | Separate paid add-on | Third-party integration |
| If the provider folds | You lose a dashboard, never revenue | Your revenue is stuck in their account | Billing dies mid-cycle |
We’re software, not a bank.
Every promise on this page follows from one design decision: Qiksy Pay never sits in the flow of your money.
Money never passes through us
Payments settle straight to your own acquiring account. We only ever see the webhook, and there is no one between you and your revenue.
No new KYC, no approval lottery
Your acquirer already approved you. Qiksy Pay is a layer on top of that legal relationship, not a replacement for it.
Zero hostage risk
If Qiksy Pay vanished tomorrow, you’d lose the automation, not your money, clients or keys. Your data exports any time.
Refunds without a middleman holding your money.
A merchant-of-record like Paddle can refund a buyer because they’re sitting on your revenue, which is the price of the 4–8% cut. Qiksy Pay flips it: your money is already on your own account, your own acquirer, straight back to the buyer’s card. We only press the button and email the customer for you.
One click, from your admin
Open a sale, hit Refund. Full refund in a tap, with no support ticket and no waiting on a provider who’s holding the funds.
Money leaves your account, not ours
The refund is a reversal through your own acquirer, the same rail that took the payment. Qiksy Pay never had the money to give back; you did.
The buyer is told automatically
They get an email the moment you refund: what came back, to which card, and that it’s on the way, so you’re not fielding “where’s my money?” messages.
A whole subscription stack, not just a pay button.
Everything below without a badge is live today, proven on real payments. Badged items ship to early-access merchants first.merchants first.
On-site checkout
One tag on any site, and a branded modal carries your product, price and logo. Card, Apple Pay, Google Pay.
Keys delivered instantly
A license key or unlock hits the screen and the buyer’s inbox the second payment clears, even at 3am.
Renewals on autopilot
Reminders go out 30 / 7 / 1 days before the term ends and on lapse. Renewal is the same button. Nobody churns by forgetting.
Foreign buyers, no Stripe
They see $ or € on an English checkout; your currency lands on your account at your acquirer’s rate.
Affiliate program built in
Every sale remembers who brought the client; commissions compute themselves. Hand links to bloggers tomorrow.
Telegram sale pings
You hear about the money before your bank statement does.
Refunds you controlearly access
Something wrong? Refund a sale in one click from your admin. The money goes back to the buyer’s card from your own account and they’re emailed automatically. No ticket to a middleman.
Your admin, hostedearly access
Customers, subscriptions, revenue, partner sales: one screen, nothing to host or configure.
Payment links & QRearly access
Sell with no website at all. Drop a link in your Instagram bio or Telegram channel, and that’s your storefront.
Ready-made email templatesearly access
Customer emails you edit in the admin, not in code. Email + Telegram channels; WhatsApp on the roadmap.
You keep the money. We charge a flat fee, never a cut.
Card fees are your acquirer’s (~1.3%) and go to your acquirer. Qiksy Pay is a fixed subscription by how many active customers you bill, with no percentage of your revenue, ever. At $5,000/mo of sales that’s hundreds of dollars a month cheaper than a 5% merchant-of-record.
- On-site checkout + keys
- Subscriptions & reminders
- Multi-currency
- Money straight to your account
billed yearly · two months free · no auto-renewal
- Everything in Starter
- Partner payouts & referral tracking
- Custom branding on checkout
- Priority support
billed yearly · two months free · no auto-renewal
- Everything in Growth
- Your region’s acquirer (Fondy, LiqPay…)
- White-label for agencies
- Onboarding & SLA
quoted after a call · no card, no auto-renewal
The card fee (~1.3%) is your acquirer’s and exists on every processor, so that is not us. What differs is the billing layer. Say you sell $5,000/mo. Here’s what the layer costs:
Paddle-type MoR · 5%
A cut of every sale, forever, and it grows every month your revenue grows. And they hold the money until payout.
Stripe + Stripe Billing
2.9% + a 0.5% billing add-on, and you still build keys, reminders and affiliate yourself. (Not available to Ukrainian merchants anyway.)
Qiksy Pay
Your acquirer’s ~1.3% ($65) + our flat $41 on Growth, and the money is already on your account. The flat fee never grows with your sales.
How deep it embeds depends on your acquirer.
Qiksy Pay is a layer over the card acquirer you already have, so what’s possible is set by that bank, not by us. Every acquirer with a hosted page or API gets the reliable path: branded modal, redirect and subscriptions. Acquirers that expose embeddable card fields also allow them inline on your page. Live today on plata by mono; every other acquirer ships together with a regional partner, never before.
| Region | Acquirer | Card fee* | Checkout modes | Subs | Status |
|---|---|---|---|---|---|
| Ukraine | plata by mono | ~1.3% · 2% foreign | Modal · Redirect · Link/QR | ✓ | Live now |
| Ukraine | Fondy | ~2.75% | Modal · Redirect · Inlinecard fields inline | ✓ | With a partner |
| Ukraine | LiqPay | ~2.75% | Modal · Redirect | ✓ | With a partner |
| EU · US · 40+ | Stripe | ~2.9% + fixed | Inline · Modal · Redirectcard fields inline | ✓ | With a partner |
| Europe | Mollie | ~1.8% + €0.25 | Modal · Redirect | ✓ | With a partner |
| Europe | Adyen | interchange++ | Inline · Modal · Redirectcard fields inline | ✓ | With a partner |
| Kazakhstan | Halyk ePay | ~2.5–3% | Modal · Redirect | ✓ | With a partner |
| Kazakhstan | Kaspi | ~1–2.5% | Redirect · Link/QR | ✓ | With a partner |
| UAE | Network Int’l (N-Genius) | ~2.5–2.9% | Modal · Redirect | ✓ | With a partner |
| UAE | PayTabs | ~2.69% + fixed | Modal · Redirect · Link/QR | ✓ | With a partner |
| India | Razorpay | ~2% · 0% UPI | Modal · Redirect · Link/QR | ✓ | With a partner |
| Türkiye | iyzico | ~2.5–3% | Modal · Redirect | ✓ | With a partner |
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* Card fees are typical rates set by the acquirer and go to the acquirer, not to us, and they vary by your turnover and card type. Qiksy Pay always adds a flat fee on top, never a percentage.
Under the hood almost every acquirer is the same Visa/Mastercard rails behind a local name, reached through a hosted page or an API. That’s the only thing Qiksy Pay needs to sit on top. The twelve above are mapped in detail; the same layer reaches the rest:
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Don’t see your bank? If it has a hosted checkout or an API, Qiksy Pay can sit on top of it: and it goes on the map with your region’s partner.
Sell Qiksy Pay in your region
Every country has the same gap: local acquirers without a billing layer. Partners bring the acquirer and the merchants, we bring the stack. Recurring commission on every merchant you sign; each new acquirer is added together with a regional partner, not “just in case”.
Start selling this evening.
Set it up once, and then it sells, delivers, reminds and renews by itself, with every payment landing on your own account. Early access is open: price locked forever, hands-on onboarding, you shape the roadmap.